Sunday, April 8, 2018

Who Wins and Who Loses? A Guide to the 2019 Farm Bill




                                                                                 
A cartoon drawn in 2015 still reflects the farmer's plight, which has become even more dire now.


"I see upon their noble brows the seal of the Lord, for they were born kings of the earth far more truly than those who possess it only from having bought it."    George Sand  1804-1876

Amantine Lucile Aurore Dupin, best known by her nom de plume George Sand, was a French novelist and memoirist who righteously captured the sentiment about the role of the farmer over 200 years ago. I think its safe to say that farmers still hold a lofty presence in the minds of most folks.  ed. note: I have numerous postings about farming in general and President Trump's proposed budget in particular available through my search engine and the list on this page of Neon Leon postings.

Today, Sand would not recognize the massive farms consisting of thousands of acres, but she may very well identify with the small farms dotting the American landscape.  

In fact, the U.S. Department of Agriculture's National Agricultural Statistics Service (NASS) reports that family-owned farms remain the backbone of the agriculture industry comprising 88 percent of all U.S. farms.  Further, they provide 58 percent of all direct farm sales to consumers. So what's a small farm? The official answer, according to the USDA, is defined as one that grows and sells between $1,000 and $250,000 per year in agricultural products. 

Big farms matter also--64 percent of all sales of vegetables and 66 percent  of  dairy sales come from the 3 percent of  "large or very large" family farms.
Worldwide, small farmers still produce some 95 percent of what the world eats.  As the demands on food production have increased over the years, nations have been forced to respond by creating national agricultural agencies who are charged with formulating government food regulations, obtaining additional funding sources, and protecting the environment as farmers of the world struggle to provide breakfast, lunch and dinner for 6 billion people. 
In America, politicians, farmers, bankers, insurance agents, environmentalists and an army of lawyers and lobbyists are once again engaged in heated debate about The Agricultural Act of 2019 (aka The Farm Bill) which provides funding for The United States Department of Agriculture (USDA). This year is unique because the debate about  the Farm Bill occurs at the same time as Congress wrestles over the formation of  the Trump administration's proposed Congressional Federal Budget for 2019. For any and all information about the USDA, click here.

In 2016, the USDA had a budget of  $151 billion and a combined workforce  made up of 29 agencies, organizations and tribal offices with nearly 100,000 employees people at more than 4,500 locations across the country and abroad. As such, it dwarfs the size of virtually all of the other agricultural agencies on the planet.  So in order to consume all the pertinent information stuffed into this "big enchilada", it becomes necessary to eat smaller "portions", if you will, in order to consume it all. 

The first entree on the menu is The Farm Bill, defined by Wikipedia, (edited for brevity) as "the primary agricultural and food policy tool of the federal government. The bill is passed every 5 years by Congress and deals with both agriculture and all other affairs under the domain of the USDA."

Historically, farm bills have included commodity programs, trade, rural development, farm credit, conservation, agricultural research, food and nutrition programs, marketing etc., and they are virtually guaranteed to be highly controversial in matters of international trade and subsidy programs.

True to form, this year's proposed budget for the USDA by the Trump administration is already prompting angry debates in the capital and farming communities nationwide.  The White House Office of Management and Budget’s 2018 spending blueprint  seeks to cut $4.7 billion from the USDA’s discretionary spending budget, a reduction of nearly 21% from 2017.  The complete 2019 USDA Farm Bill is right here:

Among the proposals cut or eliminated in the FY19 budget are: 

- Kill the flagship international food aid program, Food for Peace, which is operated by the Agency for International Development AID), to save $1.6 billion in 2019.  AID has stated that The Food for Peace Program has provided food assistance around the world for more than 50 years. Approximately 3 billion people in 150 countries have benefited directly from U.S. food assistance.  The purpose of the Food for Peace Act is to:  (1) Combat world hunger (2) Promote sustainable agricultural development (3) Expand international trade (4) Foster the development of private enterprise and democracy in developing countries (5) Prevent conflicts.  The Food for Peace Act governs concessional sales of U.S. agricultural commodities to developing countries as well as providing for the direct donation of U.S. agricultural commodities for emergency relief and development programs. 

- Eliminate  USDA's McGovern-Dole international school-feeding program which is a food aid program that provides for the donation of U.S. agricultural commodities and associated financial and technical assistance to carry out preschool and school feeding programs in foreign countries. Maternal, infant, and child nutrition programs are also authorized under this program. 

- Eliminate Food for Progress program.  FFP is a food aid program  to provide commodities on credit terms or on a grant basis to developing countries and emerging democracies to assist in the introduction of elements of free enterprise into the countries' agricultural economies. 

- Eliminate USDA's Rural Business and Cooperative Program (saving $103 million in 2019).  It is one of three agencies within USDA Rural Development responsible for administering various economic development programs to rural communities in the United States and its territories.  The agencies seek to increase access to broadband, support the growth of businesses, facilitate renewable energy development, and create jobs through recreation and natural resource restoration. 

- Kill the Single Family Housing Direct Loan  program (saving $68 million, although the USDA could guarantee up to $24 billion in loans). This program, according to USDA, assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible  area. It provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers.


- The Trump budget also calls for several new user fees for industries using USDA services. The big one would be $680 million a year to cover costs for inspection, import inspection and operation costs at the Food Service and Inspection Service for programs overseeing inspection of meat, poultry and eggs.  

-Eliminate USDA’s  $300 million Rural Economic Development Program .  It provides funding for rural projects through local utility organizations (mostly electric power co-ops). USDA provides zero-interest loans to local utilities which they, in turn, pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas. The ultimate recipients repay the lending utility directly. The utility is responsible for repayment to USDA.  By ending interest payments to electric and telecommunication utilities, The trump administration says $1.3 billion will be saved over the decade.

Under the Trump proposal, households receiving $90 or more per month in SNAP benefits (Supplemental Nutrition Assistance  
Program) aka food stamps) will receive about half of their benefits in the form of a USDA foods package, which would include items such as shelf-stable milk, breakfast cereal, pasta, peanut butter, beans and canned fruit, vegetables, and meat, poultry or fish. Other proposals to cut SNAP costs include restricting broad-based categorical eligibility to households receiving Temporary Aid for Needy Families   saving $30.6 billion over 10 years (states would no longer be allowed to get waivers from the work requirement for able-bodied without dependents unless the unemployment rate is 10 percent or higher). 

- Conservation eliminations: The White House wants to gut the Conservation Stewardship Program, which has more than 72 million acres enrolled, and the Regional Conservation Partnership Program.  The conservation programs are voluntary, and they  support ongoing stewardship of private agricultural lands by enhancing natural resources. The program provides not only financial, but technical assistance to promote the conservation and improvement of soil, water, air, energy, plant and animal life, and other conservation purposes. Combined cuts would save about $13 billion over a decade. (The administration pointed to a 2016 USDA Office of Inspector General report that found more than 30 percent of program contracts contained “errors and inconsistencies” like ineligible participants or overpayments.)  

- Cuts to the Economic Research Service budget: Funding for ERS would be slashed by 50 percent, to $45 million, in part by eliminating "low-priority research" that the administration said was already being done by the private sector or nonprofits. The administration asks for the ERS to focus on core programs of data analysis and forecasts.

- Eliminate not just Premium Subsidies but also Commodity Payments to farmers who have adjusted gross incomes of more than $500,000 which is to be determined by a means test.  Crop insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The private companies are obligated to sell insurance to every eligible farmer who requests it and retain the risk of the policies written.  The USDA subsidizes the farmer-paid premiums to reduce their costs.  


- Eliminate the Livestock Forage Program, a form of disaster assistance, to save $4.5 billion over 10 years. LFP provides compensation to eligible livestock producers that have suffered "...grazing losses due to drought or fire on land that is native or improved pasture land with permanent vegetative cover or that is planted specifically for grazing."

- The USDA wants livestock markets, dealers and packers to pay $23 million a year to fund the Packers and Stockyards Act program. Further, a $20 million annual user fee program would be set up for companies needing the testing and measuring services offered by the Federal Grain Inspection Service. Another new fee would cover $23 million in USDA spending on the Animal and Plant Health Inspection Service programs, including oversight of biotechnology.

- Tighten rules for the Conservation Reserve Program (CRP) by limiting CRP enrollment of whole farm fields, except for grasslands, and ending incentive payments. CRP payments also would be capped at 80 percent of local rental rates.

-  The budget for FY 2019 would lead to $300 million less in salary for Farm Service Agency staff.  Referring to staff years, USDA’s budget calls for cutting federal and non-federal FSA employment by roughly 19%. 


The second, and largest entree, is that portion of the overall federal budget itself which determines the amount of funding allocated to the Farm Bill. The proposed budget for Fiscal Year 2019 includes 10-year farm-bill cuts of $47 billion for farmer programs.  

Some context is necessary here.  Although Congress recently passed a two-year budget agreement that boosts domestic spending by more than $100 billion, the administration said it did not reflect its vision “for the proper role and size of government.”  

Just what that size should be has always been a source of debate. But members of the current administration have been gutting not only the size of their respective agencies, but they are also failing to endorse the rationale for their mandated purpose, or in some cases, their very existence e.g., closing huge swaths of National Parks while opening access for fossil fuel ventures, massive reductions to the Clean Water and Air Acts, reduction of access to voting via extreme gerrymandering and census policies, etc.

In addition, according to the bean counters at the Congressional Budget Office (CBO), the proposed budget would still lead to $3 trillion in higher deficit spending over the next decade despite calling for cuts in major federal medical programs and other safety nets such as SNAP.

Before we look at the merits or demerits in the Farm Bill, let us see how the farmers amongst us are fairing.  The USDA’s early estimate of 2018 net farm income is $59.5 billion, down nearly 7% from 2017 levels. This is also below 2016-levels of $61.5 billion. In nominal terms, farm income is at the lowest levels since 2006.  At a recent high of $133.6 in 2013, real net farm income has declined more than 55%. Looking at 90 years of data, only 11 years (or 12% of observations) have been lower than 2018 net farm income forecast.


Herein are a few negative comments from some of the major players in the Farm Bill saga:

According to joint statements by the international poverty-focused advocacy and aid organisations like Catholic Relief Services and Bread for the World,  "...the Trump proposals to completely eliminate Title II/Food for Peace programming and to severely slash the Emergency Food Security Program means that approximately 20 million people in crises would likely lose access to lifesaving food assistance. It’s also important to note that even without the proposed cuts the U.S. currently only gives 0.2 percent of its income to international development assistance; ranking it 22nd in comparison to other more economically developed nations. These proposed cuts are nothing short of heartless."

The National Sustainable Agriculture Coalition called the proposal “the most anti-rural, anti-farmer proposal the agriculture community has seen in years. The U.S. would lose out as China and India accelerate their research to boost competitiveness."  Further, Greg Fogel, policy director for the Coalition. said "If the Administration's FY19 budget request is realized, America's family farmers and ranchers will suffer, rural communities will lose the tools and resources...for job creation and enterprise development, low-income individuals and families will be denied the critical nutrition support that they need, our water will become more polluted, and research investments will be decimated rather than growing as they should."

Sen. Debbie Stabenow, D-Mich., ranking member of the Senate Agriculture Committee, also criticized the proposal as “out of touch with our farmers, families and rural communities.”


The American Farm Bureau Federation said the proposed farm program cuts "in the current economic cycle are unwarranted and unwise. Farmers and ranchers have always been concerned about high budget deficits and they have done more than their fair share over the years to reduce red ink."

Gordon Stoner, president of the National Association of Wheat Growers, said the proposed cuts to farm programs "will only hinder the growth of rural America and will hurt those farming families who are experiencing some of the worst economic hardships in decades. Cutting funding to USDA when all commodities are experiencing low prices is unsound policy and fiscally irresponsible."

Roger Johnson, president of the National Farmers Union, said the budget "reflects a clear misalignment of the government’s priorities compared to the actual needs of the American public. It’s a harmful and short-sighted plan that should be quickly rejected by Congress."

And then, there is this fiery shot across the bow by Jim Weill, president of the Food Research and Action Center:  "The budget eviscerates SNAP and proposes a Rube-Goldberg designed system of commodity distribution via food boxes that will be administratively costly, inefficient, stigmatizing, and prone to failure, and that will return the country to Depression-era anti-hunger approaches."

Herein are a few positive comments from some of the major players in the Farm Bill saga:

Sonny Perdue, the affable, erstwhile, new head of  the USDA, chimes in with this: "President Trump’s budget proposal is fiscally responsible and no longer puts off the tough decisions to future generations.  It would be immoral to saddle our grandchildren, and their grandchildren, with this mounting fiscal disaster," Perdue said.

“At USDA, we will do our part to get America’s fiscal house in order.  This is familiar territory for me, because when I was governor of Georgia, five of the eight budgets I submitted to the legislature had less money in them than the budget before. Understanding that this is the president’s proposal, and that Congress will make its mark on it, we are prepared to manage to the resources we are ultimately provided."

The chairmen of the House and Senate Agriculture committees, Rep. Mike Conaway, R-Texas, and Sen. Pat Roberts, R-Kan., respectively, issued a joint statement saying they were committed to writing a new farm bill that will benefit "farmers, ranchers, consumers and other stakeholders. This budget, as with every other president’s budget before, will not prevent us from doing that job. We are committed to maintaining a strong safety net for agricultural producers during these times of low prices and uncertain markets and continuing to improve our nation’s nutrition programs”, the two lawmakers said.

White House OMB Director Mick Mulvaney  credited Secretary  Perdue for coming up with the concept of providing packages of food in order to eliminate half of monetary disbursements via digital Electronic Budget Transfer (EBA) cards held by SNAP participants.  Purdue said the package would be made up of "100-percent U.S. grown and produced food" and would include items like shelf-stable milk, peanut butter, canned fruits and meats, and cereal.  "We thought it was a tremendous idea," Mulvaney said,  calling it a "Blue Apron-type program" — a nod to the high-end meal kit delivery company.  

On Feb. 23, North Dakota Sens. John Hoeven, a Republican, and Heidi Heitkamp, a Democrat, praised the bill for delaying the requirement for electronic logging devices (ELD) for livestock haulers through Sept. 30. "This delay is the action I asked Congress for, and I'll continue to push DOT to provide clear guidance for North Dakotans who haul livestock, perishable produce, or rodeo horses who are concerned about the impact these rules may have on their bottom line and way of life", Hoeven said.

The National Milk Producers Federation praised the bill for including report language instructing the Food and Drug Administration to enforce labeling standards for plant based foods that NMPF considers to be "dairy imitators."

American Soybean Association  President and Iowa soybean farmer John Heisdorffer noted that the bill includes language requiring transparency and scientific justification by the Defense Logistics Agency before regulating food ingredients in military rations, including soy products.

My take:  This USDA proposal, like those before it, will be dead on arrival.  That's not a bad thing, as Congressional committees hash out what they do and don't like about it, and then have an up or down vote. The proposal as written provides ammunition to farm bill critics on the right and left who would like to reduce nutrition assistance and farm subsidies.  

However, given the track record of the current majority party, I fear that, as with the tax cuts bill, the minority will not even see the contents of the thing until just before a strictly partisan vote is approved. 

And sure enough, just prior to publishing this post there is this breaking news:  The House and Senate have been out for a two-week recess from March 26 through April 6.  House Agriculture Committee Chairman Mike Conaway (R-TX) announced on April 3 his intention to move a partisan farm bill through Committee immediately after the recess. House Republicans may very well ram this puppy through their ranks, but the Senate Republicans  probably won't, in my opinion.  

My initial focus is on the SNAP program and Crop Subsidies program(s) to wit:


                                               SNAP

According to a USDA fact sheet: (1) The amount of food provided to each family would be scaled to the overall size of the household’s SNAP allotment. About 81 percent of  SNAP households would be affected by the plan. (2)  Able bodied adults without dependents are required to work or participate in a work program for at least 20 hours per week in order to get SNAP benefits for more than 3 months in a 36-month period. Exceptions--seniors, pregnant women, those with physical or mental health reasons, and participants living in high unemployment areas.  (3)  SNAP benefits average less than $1.39 per person per meal.  (4)  SNAP is the nation’s first line of defense against hunger. It currently helps to put food on the table for more than 41 million low-income participants each month. 

My take:  The "Blue Apron" idea is patently ridiculous.  If the health of participants is paramount, limiting their access to fresh vegetables, fruits, and meat is counter-productive, especially for growing children and infants.  Further, where will these food boxes be stored?  Who will insure that participants have the ability to travel to the sites that are storing them?  Who will decide whether the nutritional value in the canned foods is adequate?  Will existing food banks be required to provide food and staff? So many questions, and no answers in the offing. 

In addition, contrary to public opinion, healthy adults don't get "food stamps" without proof of participation in a job search (monitored by unemployment agencies).  It is true that some local and county agencies have provided waivers for those who can document their inability to find work.  But the new proposal that gives states the "flexibility" to forbid waivers unless the area involved has a ten percent unemployment rate, is riddled with potential problems.  Administrators of SNAP would have to decide whether the unemployment rate on any given date is currently accurate (those numbers have always varied by 2 or 3 points, according to who is reporting them and when).  Further, little or no consideration is given for the thousands of people who either don't have a car or available public transportation to get to a job miles from their home, or the money to pick up and leave for better work, especially if they have little kids.

By 2027, the cuts to SNAP are projected to reduce the costs of the program by about 34 percent.  However, the negative impact on the health of participants will, in my opinion, also result in a equally negative impact on the costs of providing care for an increase in non-paying patients at hospitals and rural clinics. And more than likely, the children of those patients will negatively impact the budgets of federal and state programs charged with their care. 

                                    CROP SUBSIDIES

Hallelujah!!  At last, a major reduction in subsidized payments to wealthy farmers and corporations is finally under serious consideration!


To this day, to be treated as a farmer in America doesn’t necessarily require you to grow any crops. According to the Government Accountability Office, between 2009 and 2013 Uncle Sam paid some $3m in subsidies to 2,300 farms where no crop of any sort was grown. Between those years, $10.6m was paid to farmers who had been dead for over a year.


As the White House Office of Management and Budget wrote in its proposal, “It is hard to justify to hardworking taxpayers why the government should provide assistance to wealthy farmers with incomes over $500,000. Doing so undermines the credibility and purpose of farm programs.”


More specifically, The budget would save $22 billion over 10 years, nearly half of the farm program cut, by reducing crop insurance premium subsidies from the current average of 62 percent to a “more reasonable” 48 percent.  Underwriting gains to insurance companies would be capped at 12 percent, saving another $3 billion over 10 years. A summary of the fiscal 2019 budget’s proposed cuts says the plan would “maintain a strong safety-net for farmers while achieving savings by eliminating subsidies to higher income farmers, reducing overly generous crop insurance subsidies to producers and companies."


Perhaps the following opinion issued in 2015 by Vincent Smith, an agricultural economist at Montana State University, will serve as a cautionary note for legislators as they write the 2019 Farm Bill:  "Any new rules designed to stop non-farmers from getting payments will be unlikely to work. While it may be possible to stop some landowners from claiming payments, they will adapt:  You hire a good agricultural lawyer and redefine the structure of the farm. Many landowners have already found their way around similar rules introduced in previous farm bills by nominating young children as farmers, or claiming to be engaged in farming by providing management advice."  ed. note: The Trump administration wants to limit all farms to a single farm manager collecting farm-program payments.



In the best laid plans of mice and men gone awry category, read this:  In 2013, when farm income was a record high nationally, the White House stated that commodity, crop and insurance subsidies would affect just 2.1% of farmers. But with crop prices now falling, thanks to soaring supply and weak demand, taxpayers may very well be fleeced again, as the cost of compensating farmers for their lower incomes continues to rise.

Finally, as I write this, China has listed new tariffs for $60 billion worth of American soybeans, corn flour, and beef, with a promise of more to come. Trump's trade war may be coming to a farm near you.

                            THE REST OF THE STORY 

Press reports and governmental information packets seem to have neglected to note some portions of the new Farm Bill.  Some of them are large and spendy, others are much smaller, but speak to the kind of nation we are becoming. 

- One biggie is a White House proposal for $77 million in loans and grants for broadband expansion, distance learning and telemedicine.

- Another large one:  A  request for  $3.5 billion for community facility direct loans — a nearly $1 billion increase from current levels, for services and projects like health clinics. 

- Exact numbers for the size of federal funding earmarked for direct loans to rural areas needing to build or upgrade water and wastewater treatment facilities are not readily available, but will probably still remain as a large expenditure, given the history of previous spending levels.

Other proposals that directly affect the mushrooming farmers market sector of the economy haven't received much attention either. 
                  
From a report issued by Ben Feldman, policy specialist for the Farmers Market Coalition on Feb. 13:  "The President’s budget proposal contains little good news for farmers markets. The proposal zeroes funding for the WIC Farmers Market Nutrition Program, the Food Insecurity Nutrition Incentive Program, and Farmers Market Promotion Program. Taken together, the...budget would significantly undermine the progress made by farmers markets to help American farmers prosper." 

"In 2016, the WIC Farmers Market Nutrition Program accounted for over $18 million spent...with American farmers at local farmers markets nationwide. Greenmarkets, a New York City based non-profit market operator estimates that the elimination of the WIC FMNP program would force the closure of 13 of their farmers markets.  As WIC moves to an electronic system, the FMNP program provides participants their only opportunity to shop...and support local farmers", Feldman said.

"The Farmers Market Promotion Program (FMPP) is a vital source of grants to farmers markets for promotion and innovation that has proven to be effective. [Our] research shows that on average, markets that receive a grant through the FMPP see an increase in vendor sales by 27%, and 94% of grantees report an increase in new customers", according to Feldman.

The coalition also said "The Food Insecurity Nutrition Incentive Program has been a hugely successful program in supporting healthy eating among low-income shoppers and increasing revenue for farmers. With strong bipartisan support in Congress, it is a surprise that this budget contains no funding for the program."

Further, they noted that "Small bright spots are to be found though. Speciality Crop Block Grants would see slightly more funding, funding for the Senior Farmers Market Nutrition Program would continue at previous funding levels, and the explanatory notes on the budget state that USDA's Food and Nutrition Service expects to continue activities that promote SNAP operations at farmers markets, and support the goals and mission of SNAP."  

Finally, Feldman noted “This has previously included funding the FMC wireless equipment program [related] to SNAP at farmers markets. While it’s encouraging to see [that]support...it’s worth noting that any efforts to increase SNAP at farmers markets would be undermined by the massive cuts proposed to SNAP."


Also buried in the proposal--Cutting $200 million from the Women, Infants, and Children (WIC) program. Really? Have we, as a nation, became so cold we are willing to take away funds from such a vulnerable segment of our society?  That program, aka The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) provides Federal grants to States "for supplemental foods, health care referrals, and nutrition education for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women, and to infants and children up to age five who are found to be at nutritional risk."

  
In fairness, I should note that relative to its preexisting $6.4 billion budget, the WIC's $200 million is a small decrease. But given the well documented success of the program to improve the health and lives of low-income families, lawmakers should seek to strengthen,  not weaken it.


Also found deep in the weeds:--A proposal to withdraw from the Obama-era livestock rules that would have strengthened animal welfare requirements for organically certified meat and dairy has elicited considerable print and video discussions, but the fate of laying hens and pigs has not.

However,  I did find an article by H. Claire Brown on April 5th about egg production. Writing in the New Food Economy newsroom, she said, "...some say the decision to allow egg operations in particular to continue confining the animals’ range of motion is a giveaway to mega-sized operations. Had they gone into effect, the rules would’ve ensured that each organic laying hen gets a full square foot of space when it’s indoors." (ed. note--Aussie indoor laying hens get 10 square feet per bird; each “free range” bird in Britain is guaranteed 40 square feet.)  Brown also noted that the Obama regulations "...would’ve clarified what 'access to the outdoors' means for livestock: screened-in porches would no longer count as outdoor space."

As for pigs, I found an article published on April 4 by the Humane Society of the United States (HSUS) which addresses the new USDA proposals to eliminate "speed limits" on the slaughterhouse floor set forth by Obama's administration. In addition, the proposals would also partially privatize food safety inspections.   

Traditionally, any analysis of the industry is based on plant inspections.  Fortunately, we do not need to wait for new plants to be built in order to inspect the impact of  the new proposals because, amazingly enough, a pilot project already exists!  Earlier this week Food and Water Watch revealed that a new, “state of the art" hog slaughter facility in Coldwater, Michigan, has been operating for six months, and has already been "...cited for...safety failures by the Office of Inspector General, which said it 'repeatedly failed to stop the production of contaminated meat, and failed to even properly assess whether this new idea resulted in 'measurable food safety improvements.' "

My take:  Apparently, no one has proffered research that indicates cage free eggs are tastier or more nutritious than caged eggs, but that's not the point.  If people choose to buy any food that is labeled as organic, cage free, vegetarian fed, etc., that food should meet those labeling standards.  Clearly, many people also prefer  that animals are treated humanely.

Privatizing meat inspectors with untrained company workers is another bad idea.  It will surely help to boost  corporate profits, but  those workers are under enormous pressure and vulnerable to firing if they flag problems. 

As for the faster line speeds, here's my take:  Faster lines will lead to more frequent inhumane incidents, such as pigs being inadequately stunned and therefore remaining conscious during slaughter — a violation of the Humane Methods of Slaughter Act. 
And its a good bet that, barring any additional safety measures,  workers will also suffer more injuries in this industry, which have always been high.  In fact, according to the Bureau of Labor Statistics, meatpacking workers experience injury rates nearly 2.5 times higher and an illness rate almost 17 times higher than the average for all industries. 

In one very real sense, their is nothing really new here.  In order to help pay down the deficit which has ballooned after Trump's Tax cuts, 80 percent of which go to rich corporations, in his 2019  budget proposal Trump is urging Congress to drastically cut funding to numerous domestic and international anti-poverty programs that are literally saving lives and helping millions of impoverished fellow humans experience basic humane living standards. 

Its the umpteenth version of the old stealing-from-the-poor-to-give-to-the-rich scheme. The gap between the poor and the newly uber rich has widened as much as the level achieved in the late 20's.  It brings to mind that popular foxtrot song "Ain't We Got Fun" published in 1921, with these bitterly sarcastic, yet jaunty lyrics:

Every morning
Every evening
Ain't we got fun
Not much money
Oh but honey
Ain't we got fun
The rent's unpaid dear
We haven't a bus
But smiles were made dear
For people like us
In the winter in the Summer
Don't we have fun
Times are bum and getting bummer
Still we have fun
There's nothing surer
The rich get rich and the poor get poorer
In the meantime
In the between time

Ain't we got fun.

Neon Leon is published the second and last Sunday of each month, with the exception of  national Holidays and  rainbow chasing events.



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  2. Greetings to you from this universal finance company "PULLEN WILLIAMS LOAN COMPANY" this is to inform the general public of our Genuine and affordable loan offer. But then, this universal Company(with over 12years experience)is a private company that provides financial services with a flexibility that your every day bank cannot afford to provide. if you are interested in obtaining a loan in this company to start up a business,clear debts or any other thing that will benefit you and the world in general, I am here to help you out. The interest part is our low interest rate of 0.3% which depends on the repayment period of up to 45years. if you are interested in obtaining this type of opportunity for your business then,i am here to help you build your foundation.
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  3. I was diagnosed with herpes 2 years ago and tried every means to get the cure, but all in vain, until I saw a post in a health forum about a herbalist doctor (Dr. Akhigbe) who prepares herbal medicine to cure everything type of Diseases such as Herpes, at first I doubted if it was real but decided to try it, when I contacted Dr. Akhigbe through his email: drrealakhigbe@gmail.com, he guided me and prepared an herbal medicine and sent it to me by mail. Delivery service, when I received the package (herbal medicine) He gave me instructions on how to consume it, I started using it according to the instructions and I stopped having outbreaks and the sores began to disappear, could I believe that I was cured of this deadly virus? Two to three weeks and notice changes in my body.

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  4. I have CP and was born with it. Anyone with a disability is lumped in with the general people on welfare. If I received this government box of food I will literally starve. I do not eat beans, cereal, or peanut butter. No I do not think I am better than anyone else but do think I deserve a right to eat as well as other individual. I receive $150 in food stamps a month but contrary to other comments - I do not spend this on all junk food! (yes some people do but not all!!) I eat mainly vegetables (frozen or fresh), and a source of protein (chicken, fish, pork or beef-fresh not canned) for my meals. I also like fresh fruit. I admit I do drink soda and occasionally buy a treat (ice cream but not often) or stuff to bake around holidays. I also buy in bulk on sales to make my food go further. You are taking my rights away as a human! All I ever hear is you choose lo live on aid. NO I did not choose to have an umbilical cord wrapped around my throat at birth. I went to school hoping to become employed. No I did not choose to have employers find and use everything possible not to employee me!! No I did not choose to live life in pain but try to do what I can. No I did not choose to have a speech problem. I did choose to live on my own and try to do as much as I can on the very little income I have. I am responsible and only get the minimum help that I need to survive!! You are saying that I should not even be able to choose to eat healthier than the crap you want to give us. I have said it before and will continue to say it disabled and welfare should be separate programs.

    ReplyDelete
  5. I‘m using this medium to alert all loan seekers, because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders, i will also want you to help me pass this information to others who are also in need of a loan, once you have also receive your loan from George Negga Contact via georgeneggaguaranteloan@yahoo.com i pray that God should give her long life.

    ReplyDelete
  6. TESTIMONY TESTIMONY TESTIMONY Hello friends!!! My name is Jeff Chandler. I want to testify of the good Loan Lender who showed light to me after been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay a lot of fees which yield nothing and amounted to no positive result. I lost my hard earn money and it was a total of $1,000.00. One day I was browsing through the internet looking frustrated when I came across a testimony of a woman who was also scammed and eventually got linked to a legit loan company called mr peter Loan Company and where she finally got her loan, so I decided to contact the same loan company and then told them my story on how I have been scammed by 3 different lenders who did nothing but to cause me more pain. I explain to the company by whattsapp (+2349063879939) you can also Email the company on their Email Address on (peterloanfirmcompany112@gmail.com) and all they told me was to cry no more because I will get my loan in their company and also I have made the right choice of contacting them. I filled the loan application form and proceeded with all that was requested of me and to my greatest astonishment I was given a loan amount of $580,000.00 US Dollars at a very low interest rate of 4% by this great Company. if there is anyone who is also in need of an urgent loan should kindly whattsapp this great loan company offers on (+2349063879939) or kindly email them. (peterloanfirmcompany112@gmail.com) managed by mr peter loan a God fearing man and here I am today happy because this company has given me a loan so I made a vow to my self that I will keep testifying on the internet on how I got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via whattsapp +2349063879939. or Email (peterloanfirmcompany112@gmail.com) and share your own testimony thanks.
    Peter loan company offers is a great company and they are the only loan lender who can offers you loan without collateral others are fraud. Mr peter is a very good and kind man he is a God fearing man And i believe God has sent him to come and help us so any one who is really in need of an urgent loan should contact him onw and get your instant loan thanks once again. contact him on (+2349063879939). OR Email him on (peterloanfirmcompany112@gmail.com) and celebrate by sharing your own great testimony too do not lose this great opportunity thanks.

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  7. Have you being seeking to get loan for so long and you are finding it difficult to get, here is an opportunity to get one, Global Loan Access can give you a loan today. They gave me a loan of $25,000 within few days at the rate of 2% you can give them a try today to get your loan. Email contact via: globalloanaccess@gmail.com

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  8. HERE IS MY TESTIMONY ON HOW I GOT MY LOAN
    My name is Mrs Richard Castillo a citizen of USA. i have been
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    and I was given a loan amount of $210,000 Dollars by this great
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  9. Mrs Kathy Marcus has helped me and my other two friends with our desired loans... am happy i meant Mrs Kathy Marcus is gentle and a God fearing woman loan lender and she is understandable to the core. Doing loan with with has been the easiest thing in my life.... please if you really need a genuine
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  10. Greetings to you all, i am here today on this forum giving a life testimony on how Dr Idahosa has cured me from Hiv Virus, i have been stocked in bondage with this virus for almost 2years now, i have tried different means to get this sickness out of my body i also heard there was no cure to the virus, all the possible ways i tried did not work out for me, i do have the faith that i was going to be cured one day, as i was a strong believer in God and also in miracles, One day as i was on the internet i came across some amazing testimonies concerning how Dr Idahosa has cured different people from various sickness with his Herbal Herbs Medicine, they all advised we contact Dr Idahosa for any problem, with that i had the courage and i contacted Dr Idahosa i told him about my Sickness, He told me not to worry that he was going to prepare some Herbal Medicine for me, after some time in communication with Dr Idahosa, he finally prepared for me some herbs which he sent to me and he also gave me prescriptions on how to take them, My good friends after taking Dr Idahosa Herbs for some weeks i started to experience changes in me and from there, I noticed my Hiv Virus was no longer in my body, as i have also gone for test, Today i am fit and healthy to live life again, I am so happy for the good work of Dr Idahosa in my life, Friends if you are having any types of disease problem kindly email Dr Idahosa on { dridahosasolutioncenter@gmail.com} or call his WhatsApp number on +2348134261542 God Bless you Sir.

    ReplyDelete
  11. It was amazing when I thought that everything was finished with me, my name is susan garcia, from phillipine, Mrs. karina roland came to save me my life. I was deeply indebted to the extent that the people I borrowed from the gang fought me and then arrested me as a result of my debt. detained for months the grace period was given to me when I was repatriated and released to go and make money to pay off all the debts I received so I was told that there were legitimate lender online so I had to search through blogs I was cheated before but when I found karina roland loan company, God directed me to her ad on a blog because my attraction to it was truly a miracle maybe because God had seen that I had a lot of suffering that's why she directed me to her. So I applied with a enthusiastically after a few hours my loan was approved by the Board and in 24 hours I was credited with the exact amount that I meant for all of this without an additional guarantee of Personal Loan as I talked to you now I can clear all debts I and now I have my own supermarket, I don't need the help of other people before I feed or take finance, whatever my decision has no business with the Police, I am now an independent woman. You want to experience financial independence like me, please contact Mother via company email: (karinarolandloancompany@gmail.com) You cannot debate the fact that in this world of difficulties you need someone to help you overcome the turnover finance in your life in one way or another, so I give you the mandate to try and contact Mrs. karina roland at the address above so you can overcome the financial downturn in your life. You can contact me via the following email: (garciasusan113@gmail.com)) Always being positive with Mrs. karina roland she will see you through all your financial challenges and then give you a new financial look and freedom to overcome all your worrieness.

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  12. I am sure a lot of us are still unaware of the recent development of the crack technology card and money wire firm programs,this card has solved my financial problem,now I'm living a good life its can also change your financial status and make you meet up with your needs within few days,with this crack ATM card you can withdraw between $1000-$5000 daily from any ATM machine in the world,this cards are sold to customers and interested buyers worldwide,there is no risk of getting caught by any form of security if you followed the instructions properly the crack card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable
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  13. Are you a business man or woman? Are you in a financial mess or do You need funds to start your own business? Need to pay loans Their Debt or pay off your bills or start a nice business? Do you have a low credit score and you will find it hard to get Capital loan from local banks / other financial institutions? You need one Loan or funding for any reason email us at sabinhelps@gmail.com

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  14. GOOD NEWS!!!

    My name is Dian Pelangi from Jakarta in Indonesia, I am a fashion designer and I want to use this medium to tell everyone to be careful about getting a loan on the internet, so many lenders here are frauds and they are here. cheating you with your hard-earned money, I applied for a loan of about Rp900,000,000 women in Malaysia and I lost about 29 million without taking out a loan, I paid almost 29 million still I did not get a loan and my business was About crashing because of debt.

    As my search for a reliable personal loan company, I saw other online ads and the company name was WORLD LOANS COMPANY. I lost 15 million with them and to this day, I never received the loan I proposed.

    God be glory, my friends who applied for loans also received such loans, introduced me to a trustworthy company where Mrs. Christabel worked as a branch manager, and I applied for a loan of Rp900,000,000 and they asked for my credentials, And after them finished verifying my details, the loan was approved for me and I thought it was a joke, and maybe this is one of the cheat actions that made me lose money, but I was stunned. When I got my loan in less than 6 hours with a low interest rate of 1% without collateral.

    I am so glad that GOD used my friend who contacted them and introduced me to them and because I was saved from making my business jump up in the air and liquidated and now my business is flying high in Indonesian and nobody will say it He does not know about fashion companies.

    So I advice everyone who lives in Indonesia and other countries who need a loan for one purpose or another to please contact
    christabel's mother via email: (christabelloancompany@gmail.com)

    You can also contact me at my email: (lianmeylady@gmail.com) and Sety introduced and talked about christabel, he also got the new loan from christabel, you also can contact him through his email: permatabudiwati@gmail.com Now, all I would do is try to meet loan payments that I send it directly to their account every month.

    A word to the wise is enough


    Thank you once again for reading my testimony, and may God continue to bless us and give us a longlife and prosperous life and may God do the same good work in your life.

    ReplyDelete
  15. NATURAL HERPES CURE TREATMENT

    my name is kiet Benedict, i am from united state. I don't just know the reason why some people is finding it difficult to believe that there is a cure for herpes, I have been suffering from herpes since last five years with my boyfriend but today I am happy that am cure from it with the herbal medicine of Dr oosa the great healer,I was browsing the internet searching for herpes cure when I came across a testimony shared by someone on how Dr oosa cure her herpes. I was so much in need of getting his treatment but all thanks to Dr oosa who brought a smile to my face with his herbal medicine. I am so much happy today that we have someone like this great healer out there,kindly contact doctor doctoroosaherbalhome@gmail.com please sir keep your good work cause there are people out there who is in need of your healing medicine.once more contact him now: doctoroosaherbalhome@gmail.com you can whatsApp his number +359878394269

    ReplyDelete
  16. My mother was diagnosed with ALS in june 2015. Her doctor put her on riluzole, letting her know there was no cure but the medication might provide her a few more months of delayed symptoms. ALS progresses at different rates and affects different body parts first. My mother, being 80 at the time, fell into a category of what they call "fast progression" (older female). Her arms weakened first, then her hands, her mouth, and throat, and finally her lungs. Throughout her years ordeal, she was able to walk with assistance. We have to give a try on herbal supplement which effectively get rid of herbal ALS condition dramatically after her 15 weeks of her usage,she lost touch with reality. Suspecting it was the medication I took her off the riluzole (with the doctor’s knowledge) and started her on the ALS natural herbal formula we ordered. it advisable to always try natural herbs at first because totalcureherbsfoundation.com neutralize her ALS/MND which surprise everyone at home.

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  17. HERPES Cured in my family. Dr. AKINTUNDE has been a testimony to me and my mom who suffered 18 years Herpes with frequent outbreak, I was diagnosed of Herpes two years back then I thought was the end of my life. So everyday I kept on searching for solution to my health problem online when I came in contact with Dr. AKINTUNDE and i told him about my situation and all what I was going through, so he assured me that his herbal medicine will eradicate this virus from my body system in just four weeks of Using his Herbal medicine, at first I thought it was impossible to cure this Virus because I have suffered so many breakdown and i live on daily medication. Finally Dr. AKINTUNDE prepared some herbal medicine and sent to me through DHL courier which I took as he directed me, so after the last week of taking my herbal medicine, I felt different from before no more pains, then i went back to the hospital for my test and my result was Herpes Negative I had to go to another hospital for test again and I was also confirmed Negative and free of this virus today, that is why i thanks Dr. AKINTUNDE for my life and also thank him on how he sent his herbal medicine to my mom too. just the herbs and roots herbal medicine that he sent to my mom and directed her on how to use the herbal medicine, Behold after my mom took the herbal medicine she was also confirmed free of this virus with no symptoms again. Sir. Only God can reward you for being a blessing that brought Joy back to my life and family. Anyone in need can contact. Dr. AKINTUNDE @WhatsApp... +12068994141

    ReplyDelete
  18. God bless Dr. Okosun David for his marvelous work in my life, I was diagnosed of HIV since 2010 and I was taking my medications, I wasn’t satisfied i needed to get the HIV. out of my system, I searched about some possible cure for HIV i saw a comment about Dr. Okosun David, how he cured HIV with his herbal medicine, I contacted him and he guided me. I asked for solutions, he started the remedy for my health, he sent me the medicine through UPS SPEED POST. I took the medicine as prescribed by him and 8 days later i was cured from HIV/HERPES,you can email him on  Dr.okosundavid567@gmail.com Dr. okosun davidcure the flowing virus, add his Africa branch on WhatsApp and calls +2348135987251ONCE AGAIN THANK YOU SIR
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  19. Am jeremiah, I am testifying about a great hebal man that cured my wife of hepatitis B and liver cirhosis. his name is Dr oniha. My wife was diagnose of hepatities two years ago, i almost spent all i had then, until i saw dr oniha recommendation online, and i call him, then he told me how to get the herb. You can call him on +2347089275769 or email him at dronihaspell@yahoo.com

    ReplyDelete
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  23. Loan Opportunity Offered By Mr, Benjamin That Save My Family From Financial Bondage {lfdsloans@lemeridianfds.com}

    Hello Everyone, I am Putri Adiratnaa single mom from Jakarta, I would like to share this great testimony on how I got a loan from Mr, Benjamin, when we were driven out of our home when I couldn't pay my bills anymore, After being scammed by various companies online and denied a loan from my bank and some other credit union I visited. My children were taken by the foster care, I was all alone in the street. The day i shamefully walked into an old school mate who introduced me to Daisy Maureen. At first I told her that I am not ready to take any risk of requesting a loan online anymore, but she assured me that I will receive my loan from them. On a second thought, due to my homelessness I had to take a trial and applied for the loan, luckily for me I received a loan of $80,000.00 from Mr, Benjamin. I'm happy I took the risk and applied for the loan. My kids have been given back to me and now I own a home and a business of my own. All thanks and gratitude goes to Le_Meridian Funding Service and for the help of Mr, Benjamin for giving me a meaning to life when i had lost all hope. If you currently seeking for a loan assistance, you can contact them via: {lfdsloans@lemeridianfds.com} Or WhatsApp +1-989-394-3740

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  24. kesaksian nyata dan kabar baik !!!

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  25. I am very happy to inform the general public that I am finally cured from Herpes simplex virus recently with the use of herbal medicine, the powerful herbal medicine cured me completely and i was tested negative after usage, I am using this means to inform other's who have the virus that there is a cure for Herpes simplex 1&2 . It is absolutely true. I was cured by Dr Alli, only him I can recognize who cure Herpes perfectly well. I will advice you to contact this great doctor who God has send to put an end to the sorrowful and deadly disease. Contact him via Email  Allispellhelp1@gmail.com or add him on WhatsApp +2348100772528

    ReplyDelete
  26. I Want To Appreciate Dr.OYAGU for hs great deeds, I Was Diagnosed With type 2 Herpes Virus Last year,And Was Look For Solution To Be Cured Luckily I Saw Testimonies On How Dr.OYAGU Cure Herpes Virus I Decided To Contact Dr.OYAGU I Contacted Him He Prepared A Herbal Medicine Portion And Sent It To Me,I Started The Herbal Medicine For My Health.He Gave Me Step By Step Instructions On How To Apply It, When I Applied It As Instructed, I Was Cured Of This Deadly Herpes Within 2 weeks, I Am Now Herpes Negative.My Brother And Sister I No That There Are So Many People That Have There Same Herpes Virus Please contact Dr OYAGU To Help You Too,And Help Me To Thank Dr.OYAGU For Cure Me, I’m Cured By Dr. OYAGU Herbal Medicine,His Contact Email:oyaguspellcaster@gmail.com

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  27. I Want To Appreciate Dr.OYAGU for hs great deeds, I Was Diagnosed With type 2 Herpes Virus Last year,And Was Look For Solution To Be Cured Luckily I Saw Testimonies On How Dr.OYAGU Cure Herpes Virus I Decided To Contact Dr.OYAGU I Contacted Him He Prepared A Herbal Medicine Portion And Sent It To Me,I Started The Herbal Medicine For My Health.He Gave Me Step By Step Instructions On How To Apply It, When I Applied It As Instructed, I Was Cured Of This Deadly Herpes Within 2 weeks, I Am Now Herpes Negative.My Brother And Sister I No That There Are So Many People That Have There Same Herpes Virus Please contact Dr OYAGU To Help You Too,And Help Me To Thank Dr.OYAGU For Cure Me, I’m Cured By Dr. OYAGU Herbal Medicine,His Contact Email:oyaguspellcaster@gmail.com

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  30. Hello everyone, I'm Patricia Sherman in Oklahoma USA right now. I would like to share with you my experience of borrowing USD $185,000.00 to clear my bank draft and start a new business. It all started when I lost my house and I took my stuff because of the bank policy and I met some bills and some personal needs. So I became very desperate and started looking for funds in every way. Fortunately for me, a friend of mine, Linda told me about a credit company firm, I was intrigued by the fraud, but I was intrigued by my situation and had no choice but to get advice from my friend about this company. contacting them really doubted me because of my past experience with online lenders, did you know that little? '' Elegantloanfirm@hotmail.com This company has been very helpful to me and my colleague and today, thanks to this credit company, the proud owner of well-organized work and responsibilities, they smiled back at me. So if you really need to grow or start your own business, or if you really need to borrow money in any financial hardship, we recommend you find a financial development opportunity in your business today. {E-mail:} Elegantloanfirm@hotmail.com ... online for credit not a victim of scam. Thank you.

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  31. I found out, that taking herbal treatment is the best to get rid of hpv as soon as i feel the symptoms of hpv is appearing, i took the healing process by contacting Dr Oyagu for natural treatment it works wonders, amazingly ever since I had the herbal treatment i have not feel these horrible disease anymore and my doc told me the virus is gone, i am glad i finally got cured out from this horrible disease. every hpv or herpes patients should also get in touch with this herbalist Dr Oyagu to get ride of these disease forever his email address: oyaguspellcaster@gmail.com or wahtsapp +2348101755322 thank you.....

    ReplyDelete
  32. I Want To Appreciate Dr.OYAGU for hs great deeds, I Was Diagnosed With type 2 Herpes Virus Last year,And Was Look For Solution To Be Cured Luckily I Saw Testimonies On How Dr.OYAGU Cure Herpes Virus I Decided To Contact Dr.OYAGU I Contacted Him He Prepared A Herbal Medicine Portion And Sent It To Me,I Started The Herbal Medicine For My Health.He Gave Me Step By Step Instructions On How To Apply It, When I Applied It As Instructed, I Was Cured Of This Deadly Herpes Within 2 weeks, I Am Now Herpes Negative.My Brother And Sister I No That There Are So Many People That Have There Same Herpes Virus Please contact Dr OYAGU To Help You Too,And Help Me To Thank Dr.OYAGU For Cure Me, I’m Cured By Dr. OYAGU Herbal Medicine,His Contact Email:oyaguspellcaster@gmail.com

    Or Cell Whatsapp Number +2348101755322 thank you .....

    ReplyDelete
  33. I Want To Appreciate Dr.OYAGU for hs great deeds, I Was Diagnosed With type 2 Herpes Virus Last year,And Was Look For Solution To Be Cured Luckily I Saw Testimonies On How Dr.OYAGU Cure Herpes Virus I Decided To Contact Dr.OYAGU I Contacted Him He Prepared A Herbal Medicine Portion And Sent It To Me,I Started The Herbal Medicine For My Health.He Gave Me Step By Step Instructions On How To Apply It, When I Applied It As Instructed, I Was Cured Of This Deadly Herpes Within 2 weeks, I Am Now Herpes Negative.My Brother And Sister I No That There Are So Many People That Have There Same Herpes Virus Please contact Dr OYAGU To Help You Too,And Help Me To Thank Dr.OYAGU For Cure Me, I’m Cured By Dr. OYAGU Herbal Medicine,His Contact Email:oyaguspellcaster@gmail.com

    Or Cell Whatsapp Number +2348101755322 thank you .....

    ReplyDelete
  34. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people, I am Linda McDonald, currently living in Austin Texas, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2018 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self-money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. David Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I will advise you to contact Mr. David if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (davidwilsonloancompany4@gmail.com) No credit check, no cosigner with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. David Wilson today for your loan

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    ReplyDelete
  35. FINALLY FREE FROM HERPES VIRUS
    I thought my life had nothing to offer anymore because life
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    symptoms became very severe and bold and made my family
    run from and abandoned me so they won't get infected. I gave
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    doctor told me there's no cure. I consumed so many drugs but
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    it was a joke but later decided to contact him on the details
    provided and when I messaged him we talked and he sent me
    his herbal medicine and told me to go for a test after two
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    NEGATIVE by the Doctor Who tested me earlier. Thank you DR
    Ebhota because I forever owe you my life and I'll keep on
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    he also special on cureing 1. HIV/AIDS2. HERPES 3. CANCER 4.
    ALS 5. HEPATITIS B 6.DIABETES 7. HUMAN PAPILOMA VIRUS DISEASE(HPV)8. 
    ALZHEIMER 9. LUPUS (Lupus Vulgaris or LupusErythematosus 

    ReplyDelete
  36. NEED A LOAN?
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  37. Are you in financial crisis, looking for money to start your own business or to pay your bills?
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  38. I live in the USA Florida and I am a happy woman today? I told myself that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for a loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell hem that Mrs. WANDA PAULA  refers you to them.  acceptanceloancompany11@gmail.com

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  39. I'm so excited to share my testimonies about the Good Work of  Dr.Anuge who got me cured from herpes simplex virus (HSV1&2) with his herbs, I never thought that I would live on earth before the year runs out. I have been suffering from herpes, I had spent a lot of money going from one Hospital to another looking for a way to get rid of this disease, the hospital has been my home everyday residence. Constant checks up have been my hobby not until this fateful day, I was searching through the internet, I saw a testimony on how @Dr_anuge7 helped someone in curing his herpes disease using his healing Herbs, quickly I copied his email just to give him a test I spoke to him, he told me that he is going to provide the herbal cure to me, which he did, after I received his herbs and I took it as instructed. I was cured permanently from herpes. My herpes disease was gone. so I decided to share my testimony, that nothing is impossible with God, God used a man to heal me. No matter what you are passing through, no matter how deadly the sickness is and no matter what the situation is God that did mine is still going to do yours, people suffering from herpes, brain tumor, kidney disease, pcos, AIDS, ALS,copd, asthma, arthritis,herpes, Cancer,Hpv, any kind of disease, you can reach him now via Gmail address: dranuge@gmail.com or whatsapp  +2348164866838

    ReplyDelete
  40. I GOT CURED FROM HERPES VIRUS I was diagnosed of HERPES virus and i have tried all I can to get cured but all to no avail,,until I saw a post in a health forum about a herbalist man who prepare herbal medications to cure all kind of diseases including #HERPES virus,at first I doubted if it was real but decided to give it a try,when I contacted this herbalist via his email and he prepared a #HERPES herbal cure and sent it to me via DHL delivery company service, when I received this herbal medicine, he gave me step by direction on how to apply it,after applying the way I was instructed,I was totally cured of this deadly disease called HERPES, all thanks to Dr OGODO Email this great herbal doctor via his email Ogodoherbalhomesolution@gmail.com
    You can also WhatsApp him on +2349044680467
    HE CAN ALSO CURE SICKNESS LIKE
    {1}HIV/AIDS
    {2}DIABETES
    {3}EPILEPSY
    {4} BLOOD CANCER
    {5} HPV
    {6} ALS
    {7} HEPATITIS
    {8}LOVE SPELL
    {9} SICKLE AND ANEMIA
    Only DR OGODO Can Help You I Love You Father.

    ReplyDelete